Americans 50+ lost $11.3 billion to fraud in 2025 — a 59% surge in a single year. (FBI IC3 2025 Annual Report) We're here with real data, plain-English guides, and immediate help when you need it most.
Something about a call, text, or email doesn't feel right. Answer five quick questions to get an instant risk assessment — and know exactly what to do next.
The next few hours matter enormously. Most people can limit their losses significantly by following these steps in order. Don't panic — act.
Full Step-by-Step Guide →Hang up, stop replying. Do not send more money — especially if they say it's to "recover" your first payment. That's a second scam.
Use the number on the back of your card. Ask to freeze the account, dispute the transaction, and file a fraud report. Wire transfers may be reversible within 24 hours.
Contact Equifax, Experian, and TransUnion. A freeze is free and stops new accounts from being opened in your name.
File at ReportFraud.ftc.gov and IC3.gov. Creates a legal record and may help recover funds.
You did nothing wrong. Scammers target good, trusting people. Call 877-908-3360 for free, confidential, judgment-free support.
Scammers clone grandchildren's voices from social media to make panic-inducing calls. Here's the one question that stops this scam cold — and what to do if you're targeted.
Official government fraud reporting. Creates a legal record and helps build cases against scammers.
Internet Crime Complaint Center. Required for investment fraud, cybercrime, and large-dollar losses.
Free at 877-908-3360. Trained counselors available Monday–Friday with judgment-free guidance.
FTC's step-by-step identity recovery plan customized to your specific situation.